/* ============================================================
   Maple Capital — style grand public (consommation)
   Vert #1B9E55 · Bleu #2E77E5 · fonds clairs · coins arrondis
   Mêmes classes que la version précédente : seul le style change.
   ============================================================ */
:root{
  --noir:#223140;          /* texte foncé doux (remplace le noir) */
  --bleu:#2E77E5;          /* bleu accent */
  --bleu-acier:#2E77E5;
  --bleu-pale:#BCD3F7;     /* accent pâle sur fonds foncés */
  --vert:#2563EB;          /* couleur principale, CTA */
  --vert-fonce:#1D4FD7;
  --vert-pale:#EAF1FE;
  --ivoire:#F4F7FC;        /* fond de section clair */
  --ivoire-fonce:#E4EBF5;
  --bordure:#DFE6EF;
  --encre:#223140;
  --texte:#51606D;
  --blanc:#FFFFFF;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Nunito',system-ui,-apple-system,'Segoe UI',sans-serif;font-size:18px;line-height:1.7;color:var(--texte);background:var(--blanc)}
h1,h2,h3,h4{font-family:'Poppins',system-ui,sans-serif;color:var(--encre);line-height:1.25;font-weight:700}
img{max-width:100%;display:block}
a{color:var(--vert-fonce)}
.contenu{max-width:1140px;margin:0 auto;padding:0 22px}

/* ===== Barre-info ===== */
.barre-info{background:var(--vert);color:#EAF9F1;font-size:15px;font-weight:700}
.barre-info .contenu{display:flex;align-items:center;justify-content:center;gap:16px;padding:9px 22px;flex-wrap:nowrap;white-space:nowrap;overflow:hidden}
.barre-info a{color:#fff;text-decoration:none;font-weight:800}
.barre-cta{display:none;background:#fff;color:var(--vert-fonce) !important;padding:5px 16px;border-radius:999px;font-size:13.5px;font-weight:800}
@media(max-width:920px){.barre-cta{display:inline-block}}
@media(max-width:480px){.barre-texte{display:none}}

/* ===== Nav ===== */
.nav-fixe{position:sticky;top:0;z-index:60;background:var(--blanc);box-shadow:0 2px 16px rgba(34,49,64,.08)}
.nav{display:flex;align-items:center;gap:22px;padding:12px 22px;max-width:1240px;margin:0 auto}
.logo{display:flex;align-items:center;text-decoration:none;gap:12px}
.logo img{height:70px;width:auto;object-fit:contain}
.logo-repli{display:flex;align-items:center;gap:12px;text-decoration:none}
.logo-nom{font-family:'Poppins',sans-serif;color:var(--encre);font-size:18px;font-weight:800;line-height:1;letter-spacing:.04em}
.logo-nom small{display:block;font-family:'Nunito',sans-serif;font-size:10.5px;font-weight:800;color:var(--vert);letter-spacing:.24em;margin-top:5px}
.nav-liens{display:flex;align-items:center;gap:2px;list-style:none;margin-left:auto}
.nav-liens>li{position:static}
.nav-liens>li>a{display:block;padding:10px 14px;color:var(--encre);text-decoration:none;font-weight:700;font-size:16px;border-radius:999px}
.nav-liens>li>a:hover,.nav-liens>li>a[aria-current="page"]{color:var(--vert-fonce);background:var(--vert-pale)}
.a-menu{position:static}
.fleche{display:inline-block;margin-left:5px;transition:transform .2s;font-size:11px}
.a-menu:hover .fleche{transform:rotate(180deg)}
.mega{position:absolute;left:50%;transform:translate(-50%,8px);top:100%;width:min(800px,94vw);background:var(--blanc);border-radius:20px;box-shadow:0 18px 44px rgba(34,49,64,.16);padding:28px 32px;display:grid;grid-template-columns:1fr 1fr;gap:6px 34px;opacity:0;visibility:hidden;transition:.18s}
.a-menu:hover .mega,.a-menu:focus-within .mega{opacity:1;visibility:visible;transform:translate(-50%,0)}
.mega-titre{grid-column:1/-1;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--vert-fonce);font-weight:800;border-left:4px solid var(--vert);padding-left:10px;margin-bottom:6px;font-family:'Nunito',sans-serif}
.mega a{display:block;padding:10px 12px;text-decoration:none;color:var(--encre);font-weight:700;font-size:16px;border-radius:12px}
.mega a small{display:block;font-weight:400;color:var(--texte);font-size:14px}
.mega a:hover{background:var(--vert-pale);color:var(--vert-fonce)}
.mega a.mega-cta{color:var(--vert-fonce)}
.nav-bascule{display:flex;gap:2px;align-items:center;font-weight:800;font-size:15px}
.nav-bascule a{text-decoration:none;color:var(--texte);padding:4px 8px;border-radius:8px}
.nav-bascule a[aria-current="page"]{color:var(--vert-fonce);background:var(--vert-pale)}
.btn{display:inline-block;text-decoration:none;font-weight:800;padding:14px 28px;font-size:16.5px;transition:.15s;text-align:center;border-radius:999px;font-family:'Nunito',sans-serif;cursor:pointer}
.btn-plein{background:var(--vert);color:#fff;border:2px solid var(--vert);box-shadow:0 8px 20px rgba(37,99,235,.3)}
.btn-plein:hover{background:var(--vert-fonce);border-color:var(--vert-fonce)}
.btn-contour{border:2px solid var(--vert);color:var(--vert-fonce);background:transparent}
.btn-contour:hover{background:var(--vert-pale)}
.btn-contour--blanc{border-color:#fff;color:#fff}
.btn-contour--blanc:hover{background:rgba(255,255,255,.15)}
.btn-blanc{background:#fff;color:var(--vert-fonce);border:2px solid #fff}
.btn-blanc:hover{background:var(--vert-pale);border-color:var(--vert-pale)}
.hamburger{display:none;background:transparent;border:0;outline:0;box-shadow:none;-webkit-appearance:none;appearance:none;cursor:pointer;padding:8px;flex-direction:column;gap:6px}
.hamburger span{display:block;width:30px;height:3px;background:var(--encre);border-radius:3px;transition:.25s}
.hamburger:focus-visible{outline:2px solid var(--vert)}
body.menu-ouvert .hamburger span:nth-child(1){transform:translateY(9px) rotate(45deg)}
body.menu-ouvert .hamburger span:nth-child(2){opacity:0}
body.menu-ouvert .hamburger span:nth-child(3){transform:translateY(-9px) rotate(-45deg)}
.nav-mobile-extra{display:none}

@media(max-width:920px){
  .logo img{height:54px}
  .nav{gap:14px;padding:10px 16px}
  .nav-liens{position:fixed;inset:0;top:0;background:var(--blanc);flex-direction:column;align-items:stretch;justify-content:flex-start;padding:110px 26px 40px;gap:2px;overflow:auto;transform:translateX(100%);transition:.25s;margin:0;z-index:-1}
  body.menu-ouvert .nav-liens{transform:none}
  .nav-liens>li>a{font-size:19px;padding:13px 14px}
  .mega{position:static;transform:none !important;width:100% !important;opacity:1;visibility:visible;box-shadow:none;padding:0 0 6px 14px;display:none;grid-template-columns:1fr}
  .a-menu.deplie .mega{display:grid}
  .nav-btns{display:none}
  .nav-bascule{margin-left:auto;order:2}
  .hamburger{display:flex;order:3}
  .nav-mobile-extra{display:flex;flex-direction:column;gap:12px;margin-top:22px}
}

/* ===== Hero accueil ===== */
.hero{background:linear-gradient(160deg,var(--vert-pale) 0%,#FFFFFF 70%)}
.hero-grille{display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center;padding:64px 0 70px}
.hero h1{font-size:clamp(32px,4.6vw,50px);font-weight:800}
.hero h1 em,.entete-page h1 em,h2 em{font-style:normal;color:var(--vert)}
.hero p{margin:20px 0 30px;font-size:19px;max-width:54ch}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap}
.hero-points{display:flex;gap:10px 26px;margin-top:32px;flex-wrap:wrap;font-size:15.5px;font-weight:800;color:var(--encre)}
.hero-points span{display:flex;align-items:center;gap:8px}
.photo-hero{aspect-ratio:4/3;border-radius:22px;overflow:hidden;box-shadow:0 20px 46px rgba(34,49,64,.18)}
.photo-hero img,.photo-hero svg{width:100%;height:100%;object-fit:cover;display:block}
@media(max-width:920px){
  .hero-grille{grid-template-columns:1fr;padding:44px 0 54px;gap:36px}
  .photo-hero{max-width:520px}
}

/* ===== Bannières intérieures ===== */
.entete-page{background:linear-gradient(160deg,var(--vert-pale) 0%,#FFFFFF 85%);padding:44px 0 54px}
.entete-page-seul{max-width:840px;text-align:center}
.entete-page-grille{display:grid;grid-template-columns:1.25fr .75fr;gap:46px;align-items:center;text-align:left}
.entete-page--photo{padding:50px 0 58px}
@media(max-width:920px){.entete-page-grille{grid-template-columns:1fr;gap:34px}.entete-page-grille .photo-hero{max-width:480px}}
.fil{font-size:14px;color:#7C8894;margin-bottom:14px}
.fil a{color:#7C8894;text-decoration:none}
.fil a:hover{color:var(--vert-fonce)}
.entete-page h1{font-size:clamp(30px,4.2vw,44px);font-weight:800}
.sous-banniere{margin-top:12px;font-size:18px;max-width:60ch}
.entete-page-seul .sous-banniere{margin-left:auto;margin-right:auto}

/* ===== Sections ===== */
section{padding:70px 0}
.section-ivoire{background:var(--ivoire)}
.sur-titre{color:var(--vert);font-weight:800;letter-spacing:.14em;text-transform:uppercase;font-size:13px;margin-bottom:12px;font-family:'Nunito',sans-serif}
h2{font-size:clamp(27px,3.4vw,38px);margin-bottom:14px}
h3{font-size:21px}
.intro-section{max-width:70ch;margin-bottom:38px}
.grille-2{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.grille-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grille-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
@media(max-width:920px){.grille-3,.grille-4{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.grille-2,.grille-3,.grille-4{grid-template-columns:1fr}}
.carte{background:var(--blanc);border-radius:18px;padding:28px;box-shadow:0 6px 22px rgba(34,49,64,.08);transition:.15s}
.carte:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(34,49,64,.13)}
.carte h3{margin:16px 0 8px}
.carte p{font-size:16px}
.picto{width:52px;height:52px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--vert-pale)}
.etape{position:relative;background:var(--blanc);border-radius:18px;padding:34px 26px 26px;box-shadow:0 6px 22px rgba(34,49,64,.08)}
.etape-num{position:absolute;top:-20px;left:24px;width:40px;height:40px;border-radius:50%;background:var(--vert);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:19px;font-family:'Poppins',sans-serif}
.etape h3{margin-bottom:8px}
.etape p{font-size:16px}
.liste-coches{list-style:none;display:grid;gap:13px;margin:22px 0}
.liste-coches li{display:flex;gap:12px;align-items:flex-start;font-size:17px}
.liste-coches svg{flex:0 0 auto;margin-top:3px}
.encadre{border-radius:14px;padding:22px 26px;margin-top:26px;font-size:16px}
.encadre--attention{background:#FFF7E4;border-left:4px solid #E5A93D;color:#6A5320}
.encadre--vert{background:var(--vert-pale);border-left:4px solid var(--vert)}
.deux-col{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:start}
@media(max-width:920px){.deux-col{grid-template-columns:1fr}}
.montants{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 30px}
.montants a{text-decoration:none;font-weight:800;font-family:'Poppins',sans-serif;font-size:18px;color:var(--vert-fonce);background:var(--blanc);border:2px solid var(--vert);border-radius:999px;padding:9px 22px;transition:.15s}
.montants a:hover{background:var(--vert);color:#fff}
.citation{background:var(--vert-pale);border-radius:14px;padding:20px 26px;margin:34px 0;font-weight:800;font-size:20px;color:var(--vert-fonce);line-height:1.5}
.article{max-width:800px}
.article h2{font-size:clamp(24px,3vw,31px);margin-top:44px}
.article h2:first-child{margin-top:0}
.article p{margin-bottom:16px}
.article ul{margin:0 0 16px 22px}
.article li{margin-bottom:6px}

/* Cartes de prêts */
.pret-carte{display:flex;flex-direction:column;background:var(--blanc);border-radius:18px;padding:28px;text-decoration:none;box-shadow:0 6px 22px rgba(34,49,64,.08);transition:.15s}
.pret-carte:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(34,49,64,.13)}
.pret-carte h3{margin:16px 0 8px;font-size:21px}
.pret-carte p{font-size:15.5px;color:var(--texte);flex:1}
.pret-carte .lien{margin-top:18px;font-size:14.5px;font-weight:800;color:var(--vert-fonce)}
.pret-carte--noir{background:var(--vert);box-shadow:0 10px 26px rgba(37,99,235,.35)}
.pret-carte--noir h3{color:#fff;margin-top:0}
.pret-carte--noir p{color:#E2F6EB}
.pret-carte--noir .lien{color:#fff}

/* FAQ */
details{background:var(--blanc);border-radius:14px;box-shadow:0 4px 16px rgba(34,49,64,.07);margin-bottom:12px;overflow:hidden}
details[open]{box-shadow:0 8px 22px rgba(34,49,64,.12)}
summary{cursor:pointer;list-style:none;padding:19px 24px;font-weight:800;color:var(--encre);font-size:17px;display:flex;justify-content:space-between;gap:16px;align-items:center}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:26px;color:var(--vert);font-weight:400;line-height:1}
details[open] summary::after{content:"–"}
details p{padding:0 24px 20px;font-size:16px}

/* Bandeau CTA */
.bandeau-cta{background:linear-gradient(120deg,var(--vert-fonce),var(--vert));color:#fff;border-radius:22px;padding:48px 46px;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.bandeau-cta h2{color:#fff;margin-bottom:8px}
.bandeau-cta h2 em{color:#CFF3DE}
.bandeau-cta p{color:#E2F6EB;max-width:56ch}
.bandeau-btns{display:flex;gap:14px;flex-wrap:wrap}

/* ===== Assistant (formulaire par étapes) ===== */
.zone-form{background:var(--ivoire);padding:0 0 84px}
.assistant{max-width:720px;margin:-30px auto 0;background:var(--blanc);border-radius:22px;box-shadow:0 18px 44px rgba(34,49,64,.14);padding:40px 44px 44px;position:relative}
@media(max-width:600px){.assistant{padding:28px 20px 32px;margin-left:14px;margin-right:14px}}
.progres{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:10px;font-size:13.5px;font-weight:800;color:var(--vert-fonce);letter-spacing:.06em;text-transform:uppercase}
.progres-barre{height:8px;background:var(--ivoire-fonce);border-radius:999px;overflow:hidden;margin-bottom:32px}
.progres-barre div{height:100%;background:var(--vert);border-radius:999px;transition:width .3s;width:20%}
.etape-form{display:none}
.etape-form.active{display:block;animation:apparait .25s ease}
@keyframes apparait{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.etape-form h2{font-size:clamp(23px,3vw,29px);margin-bottom:6px}
.etape-form .sous-q{font-size:16px;color:var(--texte);margin-bottom:22px}
.choix{display:grid;gap:12px;margin-top:22px}
.choix--montants{grid-template-columns:repeat(3,1fr)}
@media(max-width:600px){.choix--montants{grid-template-columns:repeat(2,1fr)}}
.choix button{display:block;width:100%;text-align:left;background:var(--blanc);border:2px solid var(--bordure);border-radius:14px;padding:15px 18px;font-family:'Nunito',sans-serif;font-size:17px;font-weight:700;color:var(--encre);cursor:pointer;transition:.14s;-webkit-appearance:none;appearance:none;outline:0}
.choix--montants button{text-align:center;font-family:'Poppins',sans-serif;font-size:19px;font-weight:800;color:var(--vert-fonce)}
.choix button:hover{border-color:var(--vert);background:var(--vert-pale)}
.choix button:focus-visible{outline:2px solid var(--vert)}
.assistant-pied{display:flex;justify-content:space-between;align-items:center;margin-top:28px;gap:14px}
.btn-retour{background:transparent;border:0;outline:0;box-shadow:none;-webkit-appearance:none;appearance:none;color:var(--texte);font-family:'Nunito',sans-serif;font-size:14.5px;font-weight:800;cursor:pointer;display:inline-flex;align-items:center;gap:7px;padding:8px 12px;border-radius:999px}
.btn-retour:hover{background:var(--vert-pale);color:var(--vert-fonce)}
.securite{display:flex;align-items:center;gap:8px;font-size:13.5px;color:#7C8894;margin-top:28px;justify-content:center;text-align:center}

/* Refus */
.refus{display:none}
.refus.active{display:block;animation:apparait .25s ease}
.refus-icone{width:64px;height:64px;border-radius:50%;background:#FFF7E4;display:flex;align-items:center;justify-content:center;margin:0 auto 22px}
.refus h2{text-align:center;font-size:clamp(22px,3vw,27px);margin-bottom:18px}
.refus p{font-size:16px;margin-bottom:14px}
.refus ul{margin:0 0 14px 22px;font-size:16px}
.refus li{margin-bottom:6px}
.note{background:var(--vert-pale);border-left:4px solid var(--vert);border-radius:12px;padding:16px 20px;font-size:15.5px;margin:20px 0}
.refus-btns{display:flex;gap:12px;flex-wrap:wrap;justify-content:center;margin-top:28px}

/* Champs */
.champs{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:22px}
@media(max-width:600px){.champs{grid-template-columns:1fr}}
.champ{display:flex;flex-direction:column;gap:6px}
.champ--large{grid-column:1/-1}
.champ label{font-size:14px;font-weight:800;color:var(--encre)}
.champ input,.champ select,.champ textarea{font-family:'Nunito',sans-serif;font-size:17px;padding:13px 15px;border:2px solid var(--bordure);border-radius:12px;color:var(--encre);background:var(--blanc);-webkit-appearance:none;appearance:none;outline:0;width:100%}
.champ input:focus,.champ select:focus,.champ textarea:focus{border-color:var(--vert)}
.consent{display:flex;gap:11px;align-items:flex-start;margin-top:20px;font-size:14.5px;color:var(--texte)}
.consent input{width:20px;height:20px;margin-top:3px;accent-color:var(--vert);flex:0 0 auto}
.envoyer{width:100%;margin-top:24px;font-size:18px;padding:17px 24px}

/* ===== Page merci ===== */
.page-merci{background:var(--ivoire);min-height:60vh;padding:48px 0 60px}
.carte-merci{max-width:640px;margin:0 auto;background:var(--blanc);border-radius:22px;box-shadow:0 18px 44px rgba(34,49,64,.14);padding:46px 44px;text-align:center}
@media(max-width:600px){.carte-merci{margin:0 14px;padding:30px 20px}}
.coche-anim{width:86px;height:86px;margin:0 auto 24px}
.coche-anim circle{stroke:var(--vert);stroke-width:2.4;fill:none;stroke-dasharray:166;stroke-dashoffset:166;animation:trait .7s ease forwards}
.coche-anim path{stroke:var(--vert);stroke-width:2.8;fill:none;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:48;stroke-dashoffset:48;animation:trait .5s .55s ease forwards}
@keyframes trait{to{stroke-dashoffset:0}}
.carte-merci h1{font-size:clamp(26px,4vw,34px);margin-bottom:10px}
.carte-merci .msg{max-width:46ch;margin:0 auto 30px}
.carte-merci table{width:100%;border-collapse:collapse;margin:0 0 28px;text-align:left;font-size:16px}
.carte-merci th,.carte-merci td{padding:11px 14px;border-bottom:1px solid var(--bordure)}
.carte-merci th{color:var(--encre);font-weight:800;white-space:nowrap;width:42%;font-size:14px}
.carte-merci .encadre{background:var(--vert-pale);border-left:4px solid var(--vert);border-radius:12px;padding:18px 22px;text-align:left;font-size:15.5px;margin:0 0 30px}
.carte-merci .btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

/* ===== Tableaux ===== */
.tableau{width:100%;border-collapse:collapse;margin:26px 0;font-size:16px;background:var(--blanc);border-radius:14px;overflow:hidden}
.tableau th,.tableau td{border:1px solid var(--bordure);padding:13px 16px;text-align:left}
.tableau th{background:var(--vert-pale);color:var(--encre);font-size:14.5px;font-weight:800}

/* ===== Footer ===== */
footer{background:var(--noir);color:#B9C4CE;padding:60px 0 30px;font-size:15.5px}
.pied-grille{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px;margin-bottom:44px}
@media(max-width:920px){.pied-grille{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.pied-grille{grid-template-columns:1fr}}
footer h4{color:#fff;font-size:15px;margin-bottom:16px;font-family:'Poppins',sans-serif;font-weight:700}
footer ul{list-style:none;display:grid;gap:9px}
footer a{color:#B9C4CE;text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
.pied-logo{display:flex;align-items:center;gap:13px;margin-bottom:16px}
.pied-nom{font-family:'Poppins',sans-serif;color:#fff;font-size:17px;font-weight:800;line-height:1;letter-spacing:.04em}
.pied-nom small{display:block;font-family:'Nunito',sans-serif;font-size:10px;font-weight:800;color:#9DC1F7;letter-spacing:.24em;margin-top:5px}
.pied-legal{border-top:1px solid rgba(255,255,255,.16);padding-top:24px;font-size:13.5px;color:#8D9AA6;line-height:1.7}
.pied-legal p{margin-bottom:10px}