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Privacy policy

How we collect, use and protect your personal information, in plain language.

1. Information collected

As part of a loan application, we collect the information you provide (name, contact details, province, amount requested, source of income) as well as the Instant Bank Verification (IBV) data required to assess your repayment ability.

2. Use

Your information is used only to process your application, administer your loan and meet our legal obligations. We never run a credit check and your application does not affect your credit score.

3. Sharing

Your information is never sold or rented to third parties. It is shared only with the partners strictly necessary to process your application and complete the secure bank verification, who are themselves bound by confidentiality.

4. Retention and security

Your information is transmitted encrypted and stored securely, for as long as necessary to process your file and meet our legal obligations.

5. Your rights

You may at any time request access to your personal information, its correction or its deletion, within the limits of the law, by writing to info@zentoloans.com.

6. Contact

For any question about this policy: info@zentoloans.com.